So, Now What?

Debt

I think that we make a lot better choices now than we used to. I used to feel like we had the "Right" to buy nice things from time to time and that we deserved that. At different times we have spent way too much money on stuff like computers, pots and pans, baby bedding and even a high end water softener.

All of those decisions were mistakes that we are still paying for today. Thankfully we have gotten a lot smarter. Now I realize that what I deserve is the debt we have and the only thing to do is to be as frugal as possible and pay it off. We are now pretty close to paying off the last of our credit card debt. By my count it will be gone in 3 more months, Lord willing.

After that I want to start knocking out our car debt and saving some money for emergencies to defend against the problems that started all this in the first place. Some will tell you that debt is a part of life, but I contend that it doesn't have to be. Hopefully we will be able to make that a reality for our family sometime soon.

posted by Shane @ 6:14 AM